5 Things You Need To Include In Your Home Inventory
When it comes to home insurance, one of the most important things you can do is have a home inventory. This is a document that lists all of your belongings and their value. If you ever need to make a claim, having this information will make the process much easier. In this blog post, we will discuss five things that you should include in your home inventory.
This can include anything from your oven to your vacuum cleaner. Be sure to list the make, model, and serial number of each appliance. It's also important to keep your receipts and manuals for your appliances, and stay up to date on essential maintenance tasks.
If you have any expensive electronics, be sure to list them in your home inventory. This can include things like your television, home theater system, or computer. Include the make, model, and serial number of each item. You should also include an estimate of how much it would cost to replace the item.
Items of Sentimental Value:
We all have items that are sentimental to us. These items may not be worth a lot of money, but they are priceless to us. Be sure to include these items in your home inventory. Include a description of the item and why it is sentimental to you. It can be difficult to determine the value of these items, but your home insurance agent can help you. It's important to keep as much documentation on these items as you can, since it will be harder to find as these items get older.
If you have any jewelry, be sure to list it in your home inventory. Include a description of each piece and its value. Remember to get an appraisal for your more expensive pieces of jewelry and to double check that your policy covers your jewelry items. Many policies require additional coverage for expensive jewelry.
If you have any tools, be sure to list them in your home inventory. This can include things like your lawn mower, power tools, or hand tools. Include the make, model, and serial number of each item. If you keep your tools in a detached shed or garage, they can be easily targeted by thieves. Be sure to keep them in a safe place and secure them with a padlock.
HomeSheet is Here to Help
By taking the time to create a home inventory, you will be prepared in the event that you ever need to make a claim on your home insurance policy. HomeSheet is a simple home inventory tool that will make this process easier for you- it's the perfect solution to record high value items, track any serial numbers, or upload pictures of your belongings. With HomeSheet, you can easily store all these documents in one place, and rest assured that they will be there for you when you need them the most.